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How CCK Can Help with Your LTD Claim or Appeal

The knowledgeable team at Chisholm Chisholm & Kilpatrick LTD can help take the stress out of filing an initial claim or appealing a denial of benefits by building a comprehensive legal strategy and communicating with the insurance company on your behalf, allowing you to focus on your well-being.

We can assist by:

  • Coordinating with doctors during the claims and appeal process
  • Finding insurance company errors
  • Gathering a variety of evidence to support your claim
  • Writing detailed substantive appeals of benefit denials
  • Using our years of insurance litigation experience to file a lawsuit against the insurance company in state or federal court to recover your wrongly denied benefits

It costs nothing for us to evaluate your claim to determine whether we’re able to assist. In many cases, there are also no out of pocket costs for us to represent you. Contact us today!

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    Why You Need An LTD Lawyer

    A long-term disability lawyer can benefit your claim or appeal by:

    • Analyzing your long-term disability policy
    • Navigating laws Associated with ERISA-governed LTD claims
    • Holding Insurance Company Accountable
    • Helping to avoid common LTD claim or appeal mistakes
    • Working with doctors and experts for your claim
    • An LTD Lawyer’s help can ease the burden on you

    We're honored to make a difference in the lives of our clients.

    • I have been a CCK client for several years. They won my LTD appeal with Sun Life and I have received my LTD benefits ever since. CCK has been great at managing our long distance relationship by phone and email. They are accessible and return my calls and emails promptly. They are there when I need them.

      Judy S.

    • Since Chisholm Chisholm & Kilpatrick won my ERISA long term disability appeal, they have continued to help me deal with the insurance company. They let me know what is happening with my case and are always happy to answer my questions about my LTD benefits. The entire CCK team is professional and kind. They have taken great care of me over the years.

      Cindy D.

    • I highly recommend Chisholm Chisholm & Kilpatrick. CCK represented me on my short term disability and long term disability claims. The insurance company denied my claims, taking the position that they were late. CCK appealed and won my benefits. CCK handled my case skillfully and professionally, and the attorneys were a pleasure to work with. I couldn’t have been more satisfied with the outcome.

      Mark S.

    • CCK did a fantastic job for me in winning my long term disability case and ensuring that justice was served on my behalf. Once I contacted them they took over everything, devised a great plan and executed it flawlessly. My case was very challenging and went through a number of appeals before we finally won. Everyone I worked with at CC&K was very professional, nice and supportive. I could not have found a better firm or team of people to represent me. I had a great experience and would highly recommend them.

      George C.

    The Long-Term Disability Claim and Appeal Process

    The long-term disability claim process has three main stages:

    1. The initial claim;
    2. The administrative appeal; and
    3. Litigation in court.

    Every LTD policy has unique aspects that a claimant must adhere to during each stage. CCK’s long-term disability lawyers assist clients by evaluating their policy; collecting the best evidence to prove they are disabled; submitting a comprehensive appeal if a claim is denied; and, if necessary, litigating in court for the benefits the client deserves.

    Additionally, if you have a long-term disability insurance policy through your employer, then ERISA law likely governs it. ERISA is a federal law that has its own additional deadlines and requirements for claimants and insurance companies.

    CCK Has the Expertise to Handle Claims Against All the Major Insurers. Contact Us Today for a Free Consultation

    Many professionals rely on their long-term disability benefits to get by, but insurance companies can make obtaining LTD benefits difficult. With over 30 years of collective experience, our long-term disability insurance attorneys understand the challenges of dealing with these insurance companies and can help you navigate the process.

    We want to make sure you receive your benefits so that you can focus on what matters most: your health. Our team of long-term disability attorneys have years of experience successfully representing long-term disability claimants who have been wrongfully denied benefits and are prepared to help. Contact us today for a free consultation with our office.

    Download Our What to Expect When Filing for Long-Term Disability Benefits eBook